Office of Fair Trading: regulating consumer credit
Published on:Regulation of the consumer credit market is providing benefits to consumers, but is not minimizing consumer harm from unscrupulous trading practices.
Regulation of the consumer credit market is providing benefits to consumers, but is not minimizing consumer harm from unscrupulous trading practices.
Despite some welcome improvements, HMRC’s performance in answering calls from the public is poor value for money.
This commentary, on the first set of Work Programme data, has been produced for the Committee of Public Accounts.
The NHS made a substantial amount of efficiency savings in 2011-12. These will need to be sustained and built on if savings targets are to be met.
Farm oversight activity does not deliver value for money for the taxpayer and continues to burden compliant farmers unnecessarily.
The competition to let this franchise lacked oversight. The full cost to the taxpayer is unknown, but likely to be significant.
The NAO has underlined the success of the 2012 Games and stressed the importance of building on that success to deliver legacy benefits.
The Trust board’s poor financial management and procurement of an unaffordable PFI scheme have left the Trust in a critical financial position.
The rapid expansion of the programme has been a significant achievement, but the DfE was unprepared for the scale of the financial implications.
HMRC is making some headway in reducing opportunities for tax avoidance, but over 100 new schemes have been disclosed in each of the last four years.
The BBC demonstrates sound financial management but must align its spending decisions more closely with its strategic priorities.
This briefing on Ofgem, a non-ministerial government department, is similar to the briefings we are producing on the 15 major government departments. It is produced primarily as a briefing for the Environment and Climate Change Committee, and is based on Ofgem’s annual report and accounts and our own work relevant to Ofgem.
The first private company awarded a franchise to run an NHS hospital has made improvements in some clinical areas, but big financial challenges remain.
There are significant uncertainties in plans for cleaning-up Sellafield. The Authority is working to understand and address project under-performance.
DWP is working to manage the introduction of the housing benefit reforms and has a critical role to play in anticipating adverse consequences.
This Fact Sheet highlights key figures in the Whole of Government Account, audit findings and recommendations. It may also be used by a range of users to obtain a quick overview of the accounts and the Comptroller and Auditor General’s audit opinion.
As the funding and provision of transport decentralises, this report gives an overview of the landscape and highlights issues and risks.
The Government’s ability to show that its spending decisions represent the best value for money is being hindered by the patchy availability of good information.
The C&AG has today made available on the NAO website a short report prepared for the Department for Work and Pensions on the Department’s management of its contractual relationship with its primary medical services provider, along with the Department’s response to his recommendations.
The Better Regulation Executive is currently reviewing controls on regulation. This document is the National Audit Office’s submission to that review. It is based on a combination of our previous work and new work with five case study departments earlier this year.